How UBots Work

UBots analyzes historical loss data to compute actuarially-grounded premium rates aligned with CUO guidelines — factoring in loss ratio, treaty XOL cost, management expenses, net retention, combined ratio, RONW targets, and product-specific risk parameters.

The result: real-time, profitable premium computation — automated.

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UBots vs. Traditional Rating Tools

Static raters rely on fixed formulas — producing premiums that are often overpriced or inadequate. UBots use dynamic, portfolio-responsive algorithms that continuously recalibrate rates against your target combined ratio and CUO parameters.

Simplify Underwriting Automate data comparison, workflow management, MIS preparation, and premium computation — freeing underwriters from manual tasks.

Elevate Underwriting UBots transform underwriters into insurance consultants — delivering data-backed advisory to clients and driving revenue beyond traditional underwriting.

See UBots in Action